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Disclaimer

This page says the hard things up front. Please read it carefully before using any content on this site — it concerns your money and your responsibility.

1. Nothing here is investment advice

Everything Manfu · DCA Notes publishes — articles, guides, charts, tools, and backtest demonstrations — is investor education and personal method-sharing. This content does not constitute, and should not be understood as, investment advice, financial advice, trading advice, or any form of offer or solicitation. We don't know your financial situation, income, liabilities, risk tolerance, or specific goals, so nothing we write can — or is meant to — make investment decisions for you.

2. Crypto is a high-risk asset

Crypto prices are extremely volatile and can fall sharply in a short time. You must clearly understand: investing in crypto assets may cost you all of the principal you put in. Markets can move violently due to technical failures, regulatory changes, evaporating liquidity, platform incidents, fraud, or other unforeseeable causes. Do not invest any money you can't afford to lose.

The single most important line

Use only spare money. That is, only invest money that, even if it all went to zero, wouldn't affect your normal life, loan repayments, emergencies, or retirement.

3. Past performance does not indicate future

This site may show how a DCA approach performed over some past period, or provide a backtest tool for you to try. Please be absolutely clear: any historical data, backtest result, or past trajectory does not foretell or guarantee future returns. A method that worked in the past may fail in the future; past gains may become future losses. A backtest is a tool for understanding a method, not a prediction of the future.

4. Decide independently

Whether to take part in the crypto market, how much to put in, and at what pace are all things you should judge independently. Before making any decision, we suggest you:

  • assess your true risk tolerance, not your momentary optimism or fear;
  • use only spare money, without touching life essentials or emergency reserves;
  • consult an appropriately qualified professional where necessary.

Any decision you make based on this site's content, and its consequences, are entirely your own responsibility.

5. This site holds no funds and provides no trading

Manfu is a content site. We do not hold, custody, or handle any of your funds or assets, and provide no trading, matching, managed-account, or asset-management services. Your assets remain under your own control at all times, on a third-party platform of your own choosing. This site has no financial relationship with your actual trading activity.

6. Consult professionals on tax and law

Different countries and regions vary widely in the legal status, regulatory requirements, and tax treatment of crypto assets, and these keep changing. This site provides no tax, accounting, or legal advice. On matters of compliance, reporting, and taxation, please consult a qualified professional within your jurisdiction, and confirm for yourself that your conduct complies with local laws and regulations.

7. Third-party platforms and links are at your own risk

This site may contain links to third-party platforms (such as Binance). These platforms are independently operated by their respective operators; their security, availability, terms, and service quality are the responsibility of that platform and have nothing to do with Manfu. All risk arising from your registration, trading, asset storage, and so on, on a third-party platform is borne between you and that platform; Manfu is not responsible for it. For this site's referral relationship with third-party platforms, see the disclosure.

8. Content may contain errors

We do our best to keep content accurate, but we don't guarantee it's entirely error-free or always current. Data goes stale, judgments can be overturned. Once we find an error that affects judgment, we correct it publicly in the corrections log. You can also write in to point out problems: privacy@manfubiji.com.

To the maximum extent permitted by law, Manfu · DCA Notes and its authors bear no responsibility for any direct or indirect loss resulting from your use of this site's content. Continuing to use this site means you have read, understood, and accepted the statements above.