About Manfu, and the person writing these words

Why this site exists

The crypto world has no shortage of shilling, of bragging about wins, and of that "get on board now or you'll miss it" narrative, and ordinary people get pushed by the wrong words at the wrong time: they throw in down payments, retirement money, money they simply can't afford to lose — and then lie awake some night staring at a candlestick chart that turned from green to red. That isn't investing; it's gambling wrapped in a layer of tech.

What Manfu wants to be is a different voice. I won't tell you which coin is about to go up, and I won't promise any number. What I can do is take "DCA" — a method that sounds boring but genuinely lets ordinary people stay in the market for the long haul — and write it down honestly: what its logic is, who it suits, when it'll make you uncomfortable, and why it's still worth sticking with. Slow is this site's attitude. Whether you get rich isn't up to me, but on the slow part, I can keep you company.

Who I am

My name is Chen Mo, and I'm this site's editor. When it comes to DCA, ordinary people tend to get stuck on roughly the same questions: can this bit of spare cash really be touched, how much should go in, should I stop when it drops? My habit is to answer with a question: "if it dropped by half, could you sleep?"

I have two habits I can't shake. One: with everything, first work out "how much can you afford to lose," and only then talk about how much you could earn — reverse that order and it rarely ends well. Two: a natural allergy to all the "guaranteed profit, no loss" and "miss it and it's gone" talk, because those are the lines most often used to push ordinary people into the decisions they should least make. So this site only writes about method; how you decide is up to you.

This site keeps repeating one very dumb method: only spare money, mechanical monthly buys, no watching short-term swings, no panic-selling in a crash. What goes in should only ever be the small slice you've thought through to "even if it goes to zero, my life isn't affected." These notes don't say "how much was made"; they say "how to hold on through this kind of volatility" — the former is useless to you; the latter is the genuinely hard part of DCA.

This site's position

There are a few lines I'll always hold; writing them here is also a public constraint on myself:

• Education first. The purpose of everything here is to help you think the method through, not to rush you into an order. I'd rather you read an article and decide not to invest than invest in a fog.
• Transparent referral disclosure. The links to Binance on this site are a referral relationship; if you register and trade through them, Binance may pay Manfu a referral service fee — this costs you nothing extra. I write this at the top of every page, and I've also written a full disclosure page, because I believe readers have a right to know what keeps a site alive.
• We never touch your money. Manfu is a content site; we hold none of your funds and provide no trading, custody, or managed-account services. Your assets stay in your own hands, on a platform of your own choosing, from start to finish.
• Wrong gets corrected. I'll make mistakes, data will go stale, and judgments may be overturned by time. When I find a problem I'll correct it publicly, not quietly change it and pretend nothing happened. All corrections go in the corrections log.

Editorial principles

Manfu isn't a content factory; I hold a few hard rules for what I write:

If you spot anything inaccurate on the site, even just a typo, please write to me: [email protected]. I treat readers' corrections as gifts, not nuisances.

Finally

I don't expect this site to change anyone's fate overnight — I don't believe in that, and I won't write it. I only hope that, the day you seriously consider whether to use DCA to take part in the crypto market, there's an honest record here that doesn't con you, that says the hard things up front, to keep you company while you think it through slowly. Going slow is fine.